Branch chart · 2026
Navy Pay Chart, 2026
Basic pay for Navy members is the same national schedule as every other branch. Use the 2026 table for the rates.
- Rates
- EO 14368, Schedule 8
- Effective
- January 1, 2026
- Basic pay table
- Open the 2026 chart
- Checked
- 2026-11-01
Not related to Navy Federal Credit Union. This is an independent reference site.
Top five Navy-homeport BAH areas (E-5)
Monthly basic allowance for housing for E-5, 2025 DTMO rates, for five Navy-homeport areas in the DTMO file, ranked by the with-dependents rate. These are housing areas, not Navy rates. DTMO's 2026 rates are not imported on this site.
| Housing area (MHA) | With dependents | Without dependents |
|---|---|---|
| SAN DIEGO, CA (CA038) | $3,987.00 | $3,132.00 |
| BREMERTON, WA (WA306) | $2,358.00 | $2,043.00 |
| NORFOLK/PORTSMOUTH, VA (VA298) | $2,325.00 | $1,869.00 |
| JACKSONVILLE, FL (FL058) | $2,226.00 | $1,860.00 |
| KINGS BAY/BRUNSWICK, GA (GA074) | $2,067.00 | $1,845.00 |
Source: DTMO: 2025 BAH Rates, All Locations, All Pay Grades (PDF).
Basic pay: the same for every branch
Monthly basic pay is one schedule for all uniformed services, set by grade and years of service (37 U.S.C. § 203(a)(1)). The 2026 rates are in Executive Order 14368, Schedule 8, effective January 1, 2026. The Navy chart uses that same table.
Not on this page
Special and incentive pays, promotion timelines, and service-specific pay rules. This site does not publish these for Navy yet. Basic allowance for housing depends on the housing area and is not a branch rate. For housing, use the BAH calculator.
Navy rank titles
The DoD comparable-grades table prints one title column for the Navy and the Coast Guard. The table below uses that column for each enlisted and officer grade. Titles do not change basic pay, which is set by grade and years of service. The source prints two E-9 rows: the Master Chief Petty Officer of the Navy, and the general E-9 title, Master Chief Petty Officer.
| Grade | Navy and Coast Guard title |
|---|---|
| O-10 | Admiral |
| O-9 | Vice Admiral |
| O-8 | Rear Admiral (UH) |
| O-7 | Rear Admiral (LH) |
| O-6 | Captain |
| O-5 | Commander |
| O-4 | Lieutenant Commander |
| O-3 | Lieutenant |
| O-2 | Lieutenant (JG) |
| O-1 | Ensign |
| E-9 | Master Chief Petty Officer of the Navy |
| E-9 | Master Chief Petty Officer |
| E-8 | Senior Chief Petty Officer |
| E-7 | Chief Petty Officer |
| E-6 | Petty Officer, 1st Class |
| E-5 | Petty Officer, 2nd Class |
| E-4 | Petty Officer, 3rd Class |
| E-3 | Seaman |
| E-2 | Seaman Apprentice |
| E-1 | Seaman Recruit |
Senior positions with a fixed or capped basic pay rule
The DFAS notes name senior positions that have their own basic pay rule. Two of the listed positions are Navy positions.
- Enlisted, E-9. For the positions listed in the notes, including the Master Chief Petty Officer of the Navy, basic pay is one amount regardless of years of service.
- Officer, O-7 to O-10. For the positions listed in the notes, including the Chief of Naval Operations, basic pay is limited to the Executive Schedule level II rate for the calendar year.
Sources: DFAS: Basic Pay, Enlistedand DFAS: Basic Pay, Commissioned Officers, notes as published.
Reading the housing table
The five housing areas above are ranked by the E-5 rate with dependents in the 2025 DTMO file. They are housing areas, not Navy duty stations or pay rates. The gap between the two columns is the dependency effect for E-5 in that area. It is the difference between the with-dependents and without-dependents rate, and it differs from area to area.
The BAH guide explains how the rate is set, and theBAH calculator covers every housing area and pay grade in the 2025 file. DTMO’s 2026 rates are not imported on this site.
Pay dates
Active-duty Navy members are paid on the DFAS active-duty calendar, which also covers the other services. For January 2026, the first pay date is Jan. 15 and the second is Jan. 30. The 2026 pay dates page lists the full year.
Special pays that apply to every branch
These pays are not Navy rates, but a Navy member can receive them when the qualification rules are met. TheMarine Corps page lists the same rules with the full rate table.
- Hazardous duty incentive pay, including parachute duty ($150 a month) and military free fall ($240 a month).
- Foreign language proficiency bonus, from $0 or $50 a month at ILR skill level 1 to $400 a month at level 4 or higher.
- Imminent danger pay, up to $225 a month, paid at 1/30 for each qualifying day.
Navy rank pages
Each rank page shows 2026 basic pay by years of service for that grade.
Not published on this site
- Navy promotion criteria. The site has no verified Navy promotion table yet.
- Navy-specific special pays, such as sea pay or submarine pay. Only the service-wide pays above are listed.
- Navy rank pages beyond E-5 and E-6. The national 2026 chart covers every grade.
Sources
- Executive Order 14368, Schedule 8
- 37 U.S.C. § 203, Basic pay
- DoD FMR Volume 7A, Comparable Grades (June 2026)
- DTMO: 2025 BAH Rates, All Locations, All Pay Grades (PDF)
Checked 2026-11-01.
Frequently asked questions
Is basic pay different for Navy members?
No. Basic pay is one national schedule for every uniformed service, set by grade and years of service. The table on this page is the same table as the national 2026 chart.
Source: 37 U.S.C. 203(a)(1); Executive Order 14368, Schedule 8.
What is the Navy title for E-5 and O-3?
For Navy, E-5 is Petty Officer, 2nd Class and O-3 is Lieutenant. Titles do not change basic pay; the pay grade does.
Source: DoD FMR Vol. 7A, Comparable Grades (June 2026).
Does BAH depend on my branch?
No. BAH depends on your grade, dependency status, and housing area. Use the BAH calculator on this site for the 2025 DTMO estimate, and DTMO’s lookup for the current year.
Source: DTMO, Basic Allowance for Housing; this site’s BAH calculator.
Are special pays included in the basic pay table?
No. Special and incentive pays, such as hazardous duty incentive pay or aviation career incentive pay, are separate pays with their own eligibility rules. This page lists only the service-wide pays it verifies.
Source: 37 U.S.C. 301a and 310; DFAS hazardous duty incentive pay table (as cited on this page).
Does this page include sea pay or submarine pay?
No. Navy-specific pays such as sea pay and submarine pay are not listed here. Service-wide pays such as hazardous duty incentive pay and imminent danger pay are listed.
Source: This page’s scope note; DFAS hazardous duty incentive pay table.